Our investment strategies are created and managed by the Traphagen Investment Committee. This approach ensures that you are investing in a portfolio that maintains your risk tolerance and investment goals over time. Below is further information on each of our portfolio strategies. If you have any questions, please do not hesitate to contact us at WealthStarter@tfgllc.com. We look forward to working together in accomplishing your long term financial goals
We offer six different risk targeted portfolios within our WealthStarter platform.
Below you will find major focal points of our WealthStarter portfolios:
Each portfolio has a risk target as its anchor. These anchors are constantly monitored and maintained by our team. Our mandate as your advisor is to maintain your stated risk level while maximizing investment portfolio returns. We offer portfolios that range from approximately 20% to 100% of the risk observed in the overall stock market.
All of the portfolios we offer are typically composed of 15-20 ultra low cost and diversified ETFs (exchange traded funds). We have the ability to choose from over 400 ETFs from many different providers (Vanguard, Schwab, Powershares, iShares, J.P. Morgan, etc.). We do not receive any compensation from any fund company and our interests are always aligned with yours.
Over time we will re-balance, make tactical trades, and alter overall assets class targets depending on the economy and valuations.
Our management team includes CPA's as we place a special emphasis on tax minimization within the portfolios. If applicable, we will look to 'tax loss harvest' portfolios which minimizes taxable gains each year.
This is our ultra-conservative portfolio for investors who can tolerate very little volatility and wish to minimize the risk of capital loss.
Dividend Yield: 3.0%
The Capital Preservation portfolio is a very conservative strategy designed for income, wealth protection and liquidity with growth as a secondary objective.
Dividend Yield: 3.1%
This portfolio is a moderately conservative allocation designed for income, wealth protection and growth.
Dividend Yield: 3.0%
Moderate Growth is created for investors who are moderately risk tolerant and are seeking both growth and income.Dividend Yield: 2.9%
This portfolio is positioned for aggressive investors who have a higher tolerance for risk. The strategy is predominantly designed for growth. Dividend Yield: 2.8%
The most aggressive portfolio available, which is designed purely for growth and takes on an amount of risk equivalent with the market.
Dividend Yield: 2.8%